Tuesday, December 12, 2023

This Budget Is Getting Looser

It's been what feels like a tight year financially. The budget is about to get looser because our youngest daughter found her first full time job post graduation and is moving! It's so fun to see them launch. It's fun to also be free of supporting them financially, too! 

Today, she got her own auto insurance policy since she is moving to another state. This will save us $145 a month! As soon as she has her own health insurance, we will save $291/mo. We also cancelled her gym membership, only $10.75/mo, but it all adds up!

Of course, we will save on food and toiletries as well. No idea what portion of our grocery bill has been allocated to her. Maybe $30-50/week, which would be $120-200/mo. 

So with this big change for her and for us, the budget gets looser and we have around $600 to work with. 

My husband is on track for a raise this year as well. Later in the month I will estimate the net increase in pay we will add to the budget also. 

Do you see your budget getting looser or tighter?

P.S. I am grateful for where we are financially to be able to afford to support our girls when they needed us to. I am aware there are many, many people struggling to make ends meet with much less than we have. Hang in there, keep looking for what is going right and where improvements can be made. Look for the resources to assist if needed too. 

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