Tuesday, November 3, 2026

Mini Update and Snowflakes

It's been awhile! Time for a small update.

We are adjusting to life with my husband no longer working and living on his military pension. He may be a bit restless, and is looking for work, but we are living on his pension only. We are preparing our nervous systems to actually spend more money in retirement than we did when he was working! Savers have to learn to spend it turns out.

I eventually want to update our net worth and make notes on some new purchases, as well as our income.

But today, I want to get back to tracking extra income, or what I have long called snowflakes! This for us has usually consisted of interest, gifts, and credit card rewards. I may go back for a full year run down, but for now I will post the extra funds from October 2026

Extra Income
NFCU Interest $166.39
FNBO Interest $129.32
USAA Interest $3.27
AMEX Rewards $120.41
USBank Rewards $16.87
Gift $50
Total $486.26

Wow! Nearly $500 this month. That may be a newish monthly record! 

I wanted to start tracking again because I may use this extra income towards new goals. But first I want to see where we are for the next few months. I will track November and December and then make a plan in January.