December 2025 Extra Savings

The final month of 2025 was fruitful for extra income to add to our savings! Here is where the money came from:

Amex Rewards $76.34

Amazon Rewards $1.18

Chase Rewards $6.09

USAA Rewards $267.78 

FNBO Interest $76.86

USAA Interest $0.20

NFCU Interest $190.05

Warrior Dividend $1776.00

Total $2,394.50

Total YTD $6,351.43

I wrote a note in 2025 that it would be a year of abundance and it definitely showed up in our found money this year. We usually exceed $3,000, but never have we doubled that number. It was a great year for saving cash from my husband's paycheck as well. We are always grateful for the abundance God provides. 

Tracking our progress brings awareness and gratitude. I would recommend tracking, even if you spend the money or send it to debt. That is money that has blessed your current circumstances. 

November 2025 Extra Savings

I track sources of extra funds and passive income each month and set these aside in our savings account. In the past I would send these extra funds towards paying off debt. We are debt free minus our 3% APR mortgage. 

Amex Rewards $31.09

Chase Rewards $4.08

Amazon Rewards $16.30

Southwest Rewards $75.00

Ebay Proceeds $75.15

US Bank Rewards $30.64

FNBO Interest $74.20

USAA Interest $0.18

NFCU Interest $173.36

Total $480.00

Total YTD $3,956.93

Do you have extra sources of money coming in that you could put towards your goals? It is easy to spend it if we don't pay attention! Make those funds work for you. 

October 2025 Extra Savings

Want to pay off your debt? Start tracking where you have extra income coming in. After that start using those extra funds to send in a larger payment towards paying down your debt. 

This is where we found extra income this month:

Amex Rewards $29.16

Chase Rewards $8.48

NFCU Rewards $50.88

USAA Rewards $7.95    

FNBO Interest $76.48

USAA Interest $0.17

NFCU Interest $177.50

Return of Escrow $347.13

Total $697.75

YTD Total $3,476.93

It was a great month for interest and a return of excess funds in our escrow account. This month was nearly double our average for the month of extra money! As usual, all the money is set aside in savings as we prepare for my husbands retirement from the military in February 2026. He plans to get another job, and our savings will help smooth the income out as we transition! 

Savings over debt will always feel like freedom!