Want to pay off your debt? Start tracking where you have extra income coming in. After that start using those extra funds to send in a larger payment towards paying down your debt.
This is where we found extra income this month:
Amex Rewards $29.16
Chase Rewards $8.48
NFCU Rewards $50.88
USAA Rewards $7.95
FNBO Interest $76.48
USAA Interest $0.17
NFCU Interest $177.50
Return of Escrow $347.13
Total $697.75
YTD Total $3,476.93
It was a great month for interest and a return of excess funds in our escrow account. This month was nearly double our average for the month of extra money! As usual, all the money is set aside in savings as we prepare for my husbands retirement from the military in February 2026. He plans to get another job, and our savings will help smooth the income out as we transition!
Savings over debt will always feel like freedom!
