November 2025 Extra Savings

I track sources of extra funds and passive income each month and set these aside in our savings account. In the past I would send these extra funds towards paying off debt. We are debt free minus our 3% APR mortgage. 

Amex Rewards $31.09

Chase Rewards $4.08

Amazon Rewards $16.30

Southwest Rewards $75.00

Ebay Proceeds $75.15

US Bank Rewards $30.64

FNBO Interest $74.20

USAA Interest $0.18

NFCU Interest $173.36

Total $480.00

Total YTD $3,956.93

Do you have extra sources of money coming in that you could put towards your goals? It is easy to spend it if we don't pay attention! Make those funds work for you. 

October 2025 Extra Savings

Want to pay off your debt? Start tracking where you have extra income coming in. After that start using those extra funds to send in a larger payment towards paying down your debt. 

This is where we found extra income this month:

Amex Rewards $29.16

Chase Rewards $8.48

NFCU Rewards $50.88

USAA Rewards $7.95    

FNBO Interest $76.48

USAA Interest $0.17

NFCU Interest $177.50

Return of Escrow $347.13

Total $697.75

YTD Total $3,476.93

It was a great month for interest and a return of excess funds in our escrow account. This month was nearly double our average for the month of extra money! As usual, all the money is set aside in savings as we prepare for my husbands retirement from the military in February 2026. He plans to get another job, and our savings will help smooth the income out as we transition! 

Savings over debt will always feel like freedom! 

September 2025 Extra Savings

Prepare and Save!

I track streams of extra income, all of which we save. At one point, in time we applied these extra earnings towards paying down debt. We are debt free except for our mortgage. Truth be told I should probably be applying this extra income towards the mortgage, but currently we are saving since my husband has a job change on the horizon. The extra savings will be helpful during that time. 

Chase Rewards $13.32

Amazon Rewards $8.57

NFCU Rewards $52.71

USAA Rewards $6.00

US Bank Rewards $31.53

FNBO Interest $79.80

USAA Interest $0.19

NFCU Interest $173.99

Settlement Payment $4.84

Total $370.95

YTD $2779.18

Keep saving! Extra funds in your bank account provide so much freedom. 

August 2025 Extra Savings

Welcome to my blog where I primarily track extra income. I share this as a way to encourage you to find ways to save small amounts of money for your future or even to pay down debt. Small amounts add up! Look for creative ways to save. 

Amex Rewards $75.39

Chase Rewards $7.84

Amazon Rewards $4.01

USAA Rewards $4.00

FNBO Interest $82.24

USAA Interest $0.16

NFCU Interest $154.12

Total $328.36

YTD Total $2,408.23

Thank you to the creator God for blessing us with abundance and fruits of our labor!

July 2025 Extra Savings

The year is more than half over and we are on track to save at least $3500 this year for non work income! This is how that money showed up this month:

Amex Rewards $69.40

USAA Rewards $5.00

US Bank Rewards $31.05

Chase Rewards $31.37

Amazon Rewards $5.49

USAA Interest $0.14

FNBO Interest $82.18

NFCU Interest $151.01

Total $375.64

YTD $2079.87

Small amount of money add up! Passive income from savings or from your credit card rewards are one place to find extra income. Do not sign up for a rewards credit card if you cannot pay off the balance and are racking up interest on your debt! We use our credit cards like debit cards and pay the balance off twice a month when we get paid. 

Saving small amounts can build an emergency fund or a car repair fund. Many people save this way for vacations and big holidays such as Christmas. What do you need to be saving for?

June 2025 Extra Savings

Here's where we found extra funds to add to our savings this month:

Amex Rewards $41.85

Amazon Rewards $3.77

Chase Rewards $9.08

NFCU Rewards $65.08

USAA Rewards $2.00

USAA Interest $0.14

FNBO Interest $81.63

NFCU Interest $145.57

Total $349.12

YTD $1,704.23

Track your savings contributions, interest, extra income for a year. This practice reinforces savings and abundance mindset! We live in a world of abundance. If you look for lack you will find it. If you look for abundance you will see it! 

May 2025 Extra Savings

A break down of extra savings in May 2025:

Amex Rewards $25.56

Amazon Rewards $8.29

Chase Rewards $4.19

US Bank Rewards $45.78

USAA Interest $0.16

FNBO Interest $84.12

NFCU Interest $138.54

Total $306.64

YTD Total $1,355.11

I track any extra income beyond earnings from work. Usually, the income is from credit card rewards or interest earned on our savings. We are on track to earn an extra $3000 from these sources this year! We are grateful for all blessings that flow into our lives!