October Snowflakes

I'm tracking money coming in this year from interest, credit card rewards, and other miscellaneous places. Reward money is going towards paying down our van loan. Each month I calculate the total and send it in towards the principal of the loan. Interest is just accumulating in our bank account to add to cash savings this year. 

Amex Rewards $38.93

Chase Rewards $19.81

Lumbee ROC $39.61

USAA Interest $0.11

NFCU Interest $80.70

FNBO Interest $103.89

Total $283.05

YTD $2,669.54

Still on track to 'earn' more than $3,000 this year. I notice that tracking this extra income from interest and rewards from credit cards brings me to a place of gratitude. It's like appreciating the cherry on top of an ice cream sundae or the cool breeze on the hot beach. May you find gratitude in your life and in your financial situation. 

The Payback: October Progress

We are paying ourselves back for the car we helped our daughter purchase. The goal is to return $11,000 back to our savings account by the end of 2024 or sooner! These payback posts are to track that progress.

October Progress

10/1 Income $425

10/15 Income $515

Total $940

YTD $11,000

Left to Goal $0

This goal for 2024 is DONE!! Make a plan, work the plan and you will see the results you are working towards. 

September Snowflakes

I'm tracking money coming in this year from interest, credit card rewards, and other miscellaneous places. Reward money is going towards paying down our van loan. Each month I calculate the total and send it in towards the principal of the loan. Interest is just accumulating in our bank account to add to cash savings this year. 

Chase $39.73

Ebay offer $0.20

Amazon Rewards $8.92

US Bank $40.64

USAA Interest $0.14

NFCU Interest $77.79

FNBO Interest $109.01    

Total $276.43

YTD $2,386.49

On track to 'earn' over $3,000 this year in rewards and interest. 

The Payback: September Progress

We are paying ourselves back for the car we helped our daughter purchase. The goal is to return $11,000 back to our savings account by the end of 2024 or sooner! These payback posts are to track that progress.

September Progress

9/1 Income $425

9/15 Income $515

Total $940

YTD $10,060.00

Left to Goal $940

Next month we can cross this goal off as complete! 

August Snowflakes

I'm tracking money coming in this year from interest, credit card rewards, and other miscellaneous places. Reward money is going towards paying down our van loan. Each month I calculate the total and send it in towards the principal of the loan. Interest is just accumulating in our bank account to add to cash savings this year. 

Chase $43.05

Amex $68.43

Amazon Rewards $4.99

USAA Interest $0.15

NFCU Interest $80.08

FNBO Interest $97.89

Total $294.59

YTD $2,110.06

On track to 'earn' over $3,000 this year in rewards and interest. 

The Payback: August Progress

We are paying ourselves back for the car we helped our daughter purchase. The goal is to return $11,000 back to our savings account by the end of 2024 or sooner! These payback posts are to track that progress.

August Progress

8/1 Income $425

8/15 Income $515

Total $940    

YTD $9,120.00

Left to Goal $1,880

Two more months of payments equal to $940 and we can cross this goal off as complete! 

July Snowflakes

I'm tracking money coming in this year from interest, credit card rewards, and other miscellaneous places. Reward money is going towards paying down our van loan. Each month I calculate the total and send it in towards the principal of the loan. Interest is just accumulating in our bank account to add to cash savings this year. 

US Bank $26.08

Ebay offer $4.69

NFCU $50.00

Chase $6.67

Amex $21.68

Amazon Rewards $4.04

USAA Interest $0.14

NFCU Interest $79.75

FNBO Interest $94.97

Total $288.02

YTD $1,815.47

July was a good month for interest and credit card rewards!