November Snowflakes

I'm tracking money coming in this year from interest, credit card rewards, and other miscellaneous places. 

Amex Rewards $57.11

US Bank Rewards $36.36

Chase Rewards $7.76

USAA Interest $0.10

NFCU Interest $78.40

FNBO Interest $81.64

Total $261.37

YTD $2,930.91

In the past credit card rewards money was going to the van loan. That is now paid off! All extra income is being saved. In 2025, we will be accumulating as much cash as possible as we prepare for my husband to transition out of employment with the military. 

Van Loan Paid Off!

On November 22, we made the final payment on our van loan. The final payment was $654.37. I expect a little bit of interest may come back to us, since banks ask for 10 days of interest on final payments to cover any float while payment clears.

We were sending over $1,200 a month towards this loan. In the last few months we increased it by another $950. All that money is now going to be saved to prepare for my husband's retirement from the military and into civilian employment. 

We are debt free except for our mortgage.