There was a small period of time where stay at home moms and dads were not able to get credit cards because we did not have employment or income. Well we still don't have those, but currently we are able to use household income as a way of showing a source for paying our debts. I will refer you to this blog post on Million Mile Secrets for the details.
I personally talk to my husband about ALL credit that we open. We are honest and open about where we stand. Of course, it helps that we pay off our debt in full every month so there are really no worries when you know that is how we operate in our home. I would make sure you have an open line of communication with your spouse regarding credit card debt, especially if you are the one at home and looking to open an account in your name. It is only fair and likely how you would like to be treated if the employment situation was reversed.
The really nice thing about being able to open credit as stay at home spouse is that you can take advantage of credit card bonus offers twice! Double cash is good. Do not open credit cards for rewards unless you can pay your balance in full each month and have established this pattern already. We never pay interest on any of our credit cards.
Did you know stay at home spouses were legally able to apply for credit in their own names, but based on the household income?